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It seems British Columbians, for the most part, are starting to get wise about what's been happening to auto insurance in their province. Read more…
B.C. Attorney General David Eby discusses recent rate changes at ICBC, and discusses what the comparables in private insurance jurisdictions such as Ontario and Alberta. Listen here…
Get a ticket? Get denied coverage. That's exactly what's happening in Alberta's private insurance jurisdiction. Read more…
A cautionary tale particularly for those advocating for online transactions in insurance. Read more…
The Supreme Court has ruled private insurance companies can no longer retroactively rescind insurance policies without just cause and at least 15 days notice. Previously, private insurance companies could cancel your policy at any time. Read more…
As many drivers start seeing a decrease in their premiums with the new ICBC changes, British Columbia's public auto insurer provides some insight into how the system works. Read more…
Insurance specialist David Marshall explained to insurers at the National Insurance Conference of Canada why public auto insurance works and private auto insurance doesn't. Read more…
Changes at ICBC shows British Columbia is on the road towards fixing public car insurance. Read more…
A reader with a good take on how public services, including car insurance, actually works and is not buying the private insurance lobbyists' propaganda. Read more…
MoveUP President David Black and Vice-President Annette Toth discuss public car insurance and dispel the untruths being spread by private insurance lobbyists. Listen here…
ICBC explains the new rate calculation model which went into effect on September 1, 2019. Read more…
MoveUP's 'top 10' facts in response to the misleading information shared by the Insurance Bureau of Canada. Read more…
MoveUP's Vice-President Annette Toth sets the record straight and dispels the rosy picture the private insurance lobbyist attempts to paint. Read more…
ICBC President & CEO Nicolas Jimenez fires back against the Canadian Taxpayers Federation's dubious claims. Read more…
Changes to the way rate premiums are calculated at ICBC appear to be having the intended effect - low-risk drivers are paying less. Read more…
Premium rates are getting set to soar in New Brunswick, a private insurance jurisdiction, but that's not the only story as rate hike requests filed by "competing" companies owned by the same parent company seem unusually odd. Read more…
Drivers in New Brunswick, a private-insurance jursidiction, are being warned their auto insurance policies could go up by as much as 50 per cent. Read more…
ICBC CEO Nicolas Jimenez responds to incorrect claims made by the Canadian Federation of Independent Business. Read more…
Alberta's UCP government has eliminated the previous 5% limit on annual increases in auto insurance premiums in that province, and experts warn that major increases are on the way. Read more…
Insurance broker in Alberta's private-insurance jurisdiction talks about the increasing number of uninsured drivers in that province because people can't get insurance. Read more…
Breaking down all the misleading information shared by the Insurance Bureau of Canada regarding auto insurance prices in British Columbia. Read more…
Private car insurance lobbyists admit "choice" actually refers to coverage. Less coverage makes rates seem lower but, in reality, underinsured drivers puts all of us at risk when we share the roads. Read more…
The financial picture at ICBC is improving, the number of people hiring personal injury lawyers has dropped significantly, and motorists in a crash are successfully accessing a host of improved medical benefits. Read more…
Retired BC senior civil servant Richard McCandless' commentary shows further flaws with the General Insurance Statistical Agency's methodology. Read more…
Right now in Ontario, the private car insurance industry, backed by the Insurance Bureau of Canada, is fighting for the right to continue letting private insurers cancel people's insurance policies at any time without having to give notice. Read more…
IBABC Executive Director Chuck Byrne shares his expert knowledge of BC's auto insurance industry and points out what the private insurance lobbyists don't want people to know. Read more…
To simplify the public policy problem of ensuring adequate auto insurance coverage at the lowest possible price to a question of competition versus monopoly is deceptively facile, writes retired senior BC government public servant Richard McCandless. Read more…
Rates are up across Ontario, Alberta and Atlantic Canada (all private insurance jursidictions) in the second quarter of 2019, with drivers in Alberta seeing the steepest increase in the country. Read more…
ICBC is continually looking for ways to make car insurance better in B.C. In April 2019, it increased its Accident Benefits. Johnston Meier Insurance Agencies Group outlines the changes that are coming on September 1, 2019. Read more…
The private auto insurer was fined for charging automobile insurance rates other than those authorized by the Ontario government. Read more…
The problems in Alberta's auto insurance marketplace are two-fold. Not only are brokers unable to find coverage for certain risks, but those clients who do purchase auto insurance can have difficulties making payments on their premiums. Read more…
Through Saskatchewan Government Insurance (SGI), Saskatchewan residents now enjoy, on average, the lowest overall personal vehicle insurance rates in Canada. Read more…
On the question of whether auto insurance should remain public, 47.1 per cent of respondents agreed, while 13.7 per cent thought it should be privatized. Read more...
The Canadian Taxpayers Federation is misleading British Columbians about the benefits of an Alberta-style model. Read more…
A private insurance company in Alberta - Alpine Insurance - admits drivers are being turned away for coverage. Read more…
Joshi claims she was fired last year after confronting her managers over a plan to stop selling insurance to drivers who live in Brampton, which has some of the highest premiums in Ontario. She argued the plan was a thinly veiled attempt to deny auto insurance to the city’s largest visible-minority population. Read more…
This doesn’t mean Alberta drivers won’t get insurance, but they may not get renewed automatically, be allowed to pay in installments or be covered for what’s considered optional coverage. Read more…
In Hamilton and across much of Ontario, auto insurance rates continue to rise despite the provincial government’s intent to revamp the system and lower costs for drivers. Read more…
Of all the provinces in Canada, Alberta drivers saw the steepest rise in their auto insurance over the last year, with Ontario and Atlantic Canada not far behind. Read more…
An Ontario couple saw their home and auto insurance premiums increase to the tune of hundreds of dollars per year because of a change in their address – even though they didn’t move. Read more…
One of the groups heavily promoting privatizing car insurance is the Canadian Taxpayers Federation. But just exactly who are they and who do they represent? Read more…
Do private car insurers look for ways to cancel your policy? As it turns out, yes. It's a tactic used to dump clients who live in unprofitable areas. Read more…
A look at average car insurance prices for 2019 in the United States where their system is entirely privatized and competition is abundant. Read more…
If ICBC was privatized there would be a number of private insurance companies that would work together, just like the gasoline companies, to increase the price of the insurance industry for the betterment of the insurance industry, and not the consumer. Read more…
Insurance companies have been struggling with profitability of late because of government price caps in two of the largest private insurance markets in Canada: Ontario and Alberta. These caps limit the amount insurers can raise auto insurance rates, hurting their profit and leading them to exit certain markets. Read more…
Scam artists are taking advantage of people hunting for cheaper deals in Ontario's expensive private auto insurance market by selling them fake insurance. Read more…
Substantial rate hikes happening in New Brunswick's private auto insurance market. Read more…
According to an analysis by the Saskatchewan government, Vancouver had premiums at $1,966 in 2018. Saskatchewan pegs premiums in Toronto at $4,669. Read more…
Detailing the massive amounts of money donated by the Insurance Bureau of Canada to the BC Liberals, who have tried to push the privatization agenda. Read more…
An Ontario woman is taking one of the province’s biggest insurance providers to court, alleging she was fired for pushing back on the company’s “discriminatory” effort to stop selling plans to drivers who live in Brampton. Read more…
A major Canadian insurance company direct-debited a Toronto-area widow for 16 months even though she cancelled her policy and sold the vehicle when her husband died. Read more…
Approximately 40 percent of people seeking coverage from Surex are determined to be too high of a risk and are ultimately denied coverage. Read more…
Alberta’s introduction of a cap on the cost of liability -only vehicle insurance has insurance companies mitigating their financial risk by increasing other rates and pricing some drivers out of coverage. Read more…
A total of 11 Ontario auto insurers have now been named in proposed class-action lawsuits alleging they short-changed accident victims by ignoring rules surrounding the payment of sales tax. Read more…
A commentary by retired senior B.C. government civil servant Richard McCandless demonstrates the flaws in using GISA General Insurance Statistical Agency (GISA) data which is often cited by the Insurance Bureau of Canada (IBC). Read more…
On Ontario, insurance companies are allowed to set your rates based on your age, gender, marital status, driving record, the kind of vehicle you drive, where you live, your annual mileage and whether you’re using your car for business and pleasure. Read more…
Saskatchewan is one of three provinces in Canada where drivers are required to buy auto insurance from a public company. Read more…
It started when an insurance company gave David a quote – roughly $4,500 a year, if he bought the Chevy. He asked the insurer what his costs would be if he were a woman. He was told his annual bill would sink to roughly $3,400 – a $1,100 difference. Read more…
A public insurance model that ensures all drivers have the most basic level of insurance protects anyone who is in a crash. In other places, you can see as many as one in five cars driving uninsured. Here in B.C., it’s one per cent. Read more…
A report by a York University professor found the average person in Ontario has been overpaying on car insurance by $143 every year. Read more…
Despite Toronto man’s clean driving record, a new postal code causes his premium to spike. Read more…
British Columbia’s mandatory coverage includes third party liability, accident benefits, uninsured automobile protection, hit and run, and inverse liability protection. Alberta’s mandatory coverage includes only third party liability and accident benefits. Read more…
Outlining the BC Liberals' malfeasance and deliberate attempts to shield information from the public related to ICBC. Read more…
Eby accused the Liberals of siphoning a billion dollars out of the insurance corporation. He also claimed they removed pages from a consultant’s report that would have revealed the extent of the problem, and said the previous government’s actions appeared to have been made out of political considerations rather than public interest. Read more…
The BC Liberals ignored recommendations designed to put ICBC on a more stable financial footing and removed them from a report to the public in 2015. Read more…
Discrediting the methodology used by the Canadian Taxpayers Federation in their comparison of insurance rates across Canada. Read more…
A former senior information officer with ICBC lays out how the BC Liberals messed with ICBC's finances by splitting Optional Insurance Premiums from Basic Insurance Premiums, in addition to siphoning billions. Read more…
Automobile prices charged in BC are in line with those of Manitoba. A driver in Vancouver pays significantly less than an otherwise comparable driver in Toronto. Read more…
"Legalized anarchy" is how an Ontario politics columnist describes their auto insurance system. Read more…
Misinformation spread by the private insurance lobbyists has been called out before. Ontario's experience with the Insurance Bureau of Canada should make all British Columbians think twice. Read more…
Young drivers have always been paying astronomical rates for car insurance in private insurance jurisdictions. Even the Insurance Bureau of Canada admits purposely setting high rates is a way of denying people coverage. Read more…
Ontario consumers may have overpaid for auto insurance by $3 billion to $4 billion between 2001 and 2013, according to a study done for the Ontario Trial Lawyers Association. Read more…
Not only have private car insurance lobbyists have always known premiums for inexperienced, usually young, drivers are exorbitantly high in private jurisdictions, they've justified those prices. Read more…
The survey encompassed 34 different driver/vehicle combinations. Driver profiles included the driving records and driver history and the related discounts and penalties. Read more…
The Consumers Association of Canada deems private auto insurance to be one of the biggest rip-offs that Canadians face. Read more…
Ontarians are no strangers to the private car insurance lobbyists campaigns on "choice" and they paid the price when their accident benefits were cut in 2010. Read more…
The money, accumulated as profit on the sale of optional auto insurance, rightly belonged to ICBC ratepayers. Give it back? The Liberals instead decided to keep it for their own purposes. Read more…
A report by the Consumers' Association of Canada from 2013 which listed 15 recommendations, and addressed the dangers of privatization. Read more…
A 2003 study by the Consumers Association of Canada compared insurance costs for drivers with the same profile (including age, accident record and vehicle type) in 40 cities across Canada. It found that motorists in public-insurance provinces paid less. Read more…
Back in 2012, as an Ontario MPP, Jagmeet Singh went after the Insurance Bureau of Canada in Ontario when private insurers raised premiums on drivers despite costs and claims volume dropping, pocketing $3.4 billion in profit as a result. Read more…
Allowing private firms to compete with ICBC in the provision of basic auto insurance will almost certainly result in a number of negative outcomes: discriminatory rate setting; higher insurance premiums for hundreds of thousands of British Columbians; job loss; diminished investments in road safety and higher costs for the public treasury. Read more…

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